Crowded or Cheddar Up?
Compare Crowded’s all-in-one solution, pricing, and support to Cheddar Up and see why Crowded is a more affordable & powerful tool for nonprofits
See how Crowded and Cheddar Up stack up
 | Cheddar Up | |
Pass-through FDIC insurance** | Yes | No |
Custom spending tools | Yes | No |
Way to spend | Business Debit | Gift Credit |
Custom payment links | Yes | Yes |
Fundraising capability | Yes | Yes |
Sub Accounts | Yes | No |
AI 990 Forms
| Yes | No |
Pass-through FDIC insurance**
Cheddar Up
Custom spending tools
Cheddar Up
Way to spend
Business Debit
Cheddar Up
Gift Cards
Custom payment links
Cheddar Up
Fundraising capability
Cheddar Up
Sub Accounts
Cheddar Up
Built in 990 Forms
Cheddar Up
One Unified Platform
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Built-in AI Compliance
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Tiered Account Structure
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Org-wide Transparency
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One Unified Platform
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Crowded is the only platform to offer payment processing, spending, banking* and compliance management under one login.
Built-in AI Compliance
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Tiered Account Structure
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Enjoy one platform, with permissions for tiered control over org finances with Crowded’s Sub Accounts or Chapter Tracker.
Org-wide Transparency
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Track organization cash flow between donations, spending, sent checks and more.
Whose free version is better?
| Cheddar Up | |
Multiple Admins | Yes | No |
Fundraising Goal | Yes | No |
Description on Collect pages | Yes | No |
ACH Payments for Collect | Yes | No |
Multiple Admins
Cheddar Up
Fundraising Goal
Cheddar Up
Description on Collect pages
Cheddar Up
ACH Payments for Collect
Cheddar Up
Does Cheddar Up or Crowded charge nonprofits lower fees?
| Cheddar Up | |
Price | Free | Free |
Payment processing fee | 2.99% | 3.95% + $0.95 |
Unlimited Collection pages | $0 | $0 |
Price
Free
Cheddar Up
Free
Payment processing fee
2.99%
Cheddar Up
3.95% + $0.95
Unlimited Collection pages
$0
Cheddar Up
$0
Why nonprofits love using Crowded
“Of all the platforms I looked at, Crowded was one of the most simple, even compared to some of the more local banks. So it was kind of a no-brainer when I started playing around with it.”
Elijah, Founder Surmount New York
“Crowded feels like an Apple product — smooth, secure, and beautifully designed. The mobile app with Face ID gives me instant visibility into our balances, and I use it to handle everything from hotels and flights to trains and Ubers for our delegations.”
Role
“After our previous experiences with other platforms, Crowded’s solution seemed too good to be true. The whole process of paying the staff was super easy, and our staff were happier. A definite win-win. Looking forward to next summer!”
Tara, Camp Director
“It would take us months and months just to make a simple officer change. With board members in different states, we had to coordinate branch visits, fill out tons of paperwork, and hope the banks communicated with each other—it was incredibly frustrating.”
Jordanya, President-Elect
“With Crowded, we’ve eliminated risk and created a system our board, coaches, and athletes can all trust. It’s the kind of operational backbone every multi-team or multi-chapter program should have.”
Zoe, Women’s Club Lacrosse Finance Chair
- Create your account
- Onboard your chapters
- Consolidate your financial management